May 12, 2023

The No Surprises Act and You

You’re Protected from Unexpected Medical Bills

No one should ever face a surprise medical bill that can lead to financial disaster. Now, the No Surprises Act protects against surprise bills and limits your cost-sharing when you receive the medical services described below:

  • Out-of-network emergency services. (Applies only to hospitals, independent freestanding emergency departments, and urgent care facilities that are licensed to provide emergency medical services.)
  • Out-of-network services received at in-network facilities. For example, this protects you if you receive supplemental care (such as anesthesiology or radiology) by out-of-network providers at an in-network facility (such as a hospital or surgical center). Important: You will waive this protection if you agree to pay out-of-network charges by signing a consent form with certain required information.

The No Surprises Act does NOT prevent out-of-network rates for services not described above (for example, a doctor visit when you’re sick, specialist care, or ongoing care for a chronic condition such as diabetes, heart disease or asthma).

You’ll save money by choosing in-network providers and facilities. Search to find an in-network provider or facility or call the number on your Health Plan ID card.

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