You should complete an enrollment application to enroll yourself and your eligible dependents when you are hired by a participating employer.
You may enroll in a Retiree Plan when you retire due to age or disability and have met the eligibility requirements.
IMPORTANT: Retirees must enroll eligible dependents at the time of retirement under the Active Employee Plan. You may not add dependents after you enroll in a Retiree Plan.
NOTE: You and your eligible spouse may have an opportunity to defer enrollment (separately or together) in a Retiree Plan until age 62 or 65 in certain situations. See details in the Retiree Plans Summary Plan Description or contact the Administrative Office.
Benefits coverage for yourself and your enrolled dependents begins at 12:01 a.m. on the date you meet the Initial Eligibility requirements.
If you enroll in a Retiree Plan, benefits coverage for yourself and your enrolled dependents begins on the first day of the first calendar month in which you are no longer eligible for benefits under the Active Employee Plan. Coverage cannot be effective:
Benefits coverage for yourself and your enrolled dependents will end on the last day of the month following the month you lose eligibility because:
Your enrolled dependent's coverage ends when the individual no longer qualifies as your dependent or when your own coverage ends.
When your benefits coverage ends, you and your dependents may qualify to continue self-pay coverage through COBRA.
Benefits coverage for yourself and enrolled dependents will end when:
When coverage ends, you and your dependents may qualify to continue self-pay coverage through COBRA.