Accidental Death and Dismemberment (AD&D) Insurance gives your family financial security by helping to cover the loss of your income following an accident or injury.
AD&D insurance pays benefits if you die or suffer dismemberment or loss of sight due to an accident.
AD&D insurance is in addition to life insurance. The AD&D benefit will be paid in addition to the life insurance benefit in the event you die due to accidental causes.
Coverage begins on the date of enrollment and ends when you are no longer eligible for the Active Employee Plan. This benefit is administered by the LifeMap Assurance Company.
This is an overview of benefits. For details, please refer to the Active Employee Plan Summary Plan Description.
You choose who your benefit will be dispersed to in the event that you die while covered.
If you survive an accident but lose sight or a limb, the benefit will be paid to you.
Benefits will not be paid for any loss that results directly or indirectly from:
In the event of an accidental death, the “Life Insurance Benefit Claim Form“ may be obtained at lifemapco.com/forms. Submit the completed form, along with any additional required information to LifeMap.
If your claim is denied, you may request an appeal of the claim. Submit a written request to LifeMap for a review within 60 days of the date the claim was denied.
For more information and/or assistance, please contact LifeMap.